19th Kuala Lumpur Islamic Finance Forum 2024
0800
Registration
0930
OPENING CEREMONY
Hosted By
WELCOMING SPEECH
Ahmad Shahriman Mohd Shariff
CEO, CIMB Islamic Bank Berhad
Keynote And Opening Speech
REVITALIZING THE ECONOMY VIA ISLAMIC FINANCE
Guest of Honor:
Dato’ Seri Abdul Rasheed Ghffour
Governor Bank Negara Malaysia
1030
Morning Tea Break
1030
Special Presentation 1
GLOBAL ISLAMIC FINANCE OUTLOOK 2025
Presenter:
Dr. Mohamed Damak
Global Head of Islamic Finance, S&P Global Ratings, UAE
Chairperson:
Razi Pahlavi Aziz
CEO, Amanie Care Foundation
Razi Pahlavi Aziz
CEO, Amanie Care Foundation
1130
Session 1
ISLAMIC FINANCE: A CATALYST FOR ECONOMIC ACCELERATION
How does Islamic finance serve as a dynamic catalyst for economic growth and development? This session will delve into its transformative role, diverse strategies, and substantial contributions to the economy.
Moderator: Dato’ Azlan Shahrim Chief Strategy Officer, MBSB Group
Panelists
• Ayman Sejiny Chairman, Dar Aila and A.S. Financial Advisory, Saudi Arabia
• Mohd Ekmal Mohd Zazi Regional Head, Wholesale Banking, CIMB Islamic Bank
• Mohd Safri Shahul Hamid CEO, International Islamic Liquidity Management Corporation (IILM)
• Lawrence Oliver Executive Director, DDCAP London
Moderator:
Dato’ Azlan Shahrim
Chief Strategy Officer, MBSB Group
Panelist 1
Ayman Sejiny
Chairman, Dar Aila and A.S. Financial Advisory, Saudi Arabia
Panelist 2
Mohd Ekmal Mohd Zazi
Regional Head, Wholesale Banking, CIMB Islamic Bank
Panelist 3
Mohamad Safri Shahul Hamid
CEO, International Islamic Liquidity Management Corporation (IILM)
Panelist 4
Lawrence Oliver
Executive Director, DDCAP London
1245
Lunch And Networking
1400
Special Presentation 2
VCs IN ISLAMIC FINANCE – THE TIME IS NOW
Presenter:
Mohd Akhtaar
Head of Accelerator
and Partner at HASAN.VC
Chairperson:
Mohd Suhaimi Abdul Hamid
Managing Partner of Islamic Fintech BerryPay
Mohd Akhtaar
Head of Accelerator and
Partner at HASAN.VC
Mohd Suhaimi Abdul Hamid
Managing Partner of Islamic Fintech BerryPay
1430
Session 2
ASEAN ISLAMIC FINANCE: TAPPING INTO GROWTH OPPORTUNITIES
Exploring into the evolving role of Islamic finance in ASEAN, encompassing its global connections, contributions, and impact on economic growth. This session analyzes current trends and developments in Islamic finance to offer insights into its significance within the region, poised to catalyze growth across nations.
Moderator: Prof. Emeritus Dato’ Dr Mohd Azmi Omar President & CEO, INCEIF
Panelists
• Dayang Hajah Sufinah Haji SahatAssistant Managing Director, Brunei Darussalam Central Bank
• Dato’ Mohd Muazzam Mohamed CEO, Bank Islam Malaysia
•Rifki Ismal Director, Bank Indonesia and Adjunct Professor, INCEIF University (Malaysia)
• Mustafa Adil Head of Islamic Finance, London Stock Exchange Group, UK
Moderator:
Prof. Emeritus Dato’ Dr Mohd Azmi Omar
President & CEO, INCEIF
Panelist 1
Dayang Hajah Sufinah Haji Sahat
Assistant Managing Director, Brunei Darussalam Central
Bank
Panelist 2
Dato’ Mohd Muazzam Mohamed
CEO, Bank Islam Malaysia
Panelist 4
Mustafa Adil
Head of Islamic Finance, London Stock Exchange Group, UK
Panelist 5
Arsalaan (Oz) Ahmed
Directorate, Berjaya Capital Berhad
1545
Session 3
ACCENTUATING HALAL ECONOMY POTENTIAL IN ISLAMIC FINANCE
Highlights strategic initiatives aimed at showcasing the significance of the Halal economy within Islamic finance for fostering economic growth. By exploring synergies and development pathways, it emphasizes the potential of the halal economy to address challenges and promote inclusive growth.
Moderator: Jay Khairil Jeremy Abdullah CEO, Bank Simpanan Nasional
Panelists
• Dafinah Ahmed Hilmi CEO, Hong Leong Islamic Bank Berhad
• Dr. Mohd Afzanizam Abdul Rashid Chief Economist & Social Finance, Bank Muamalat Malaysia Berhad
• Ir. Putu Rahwidhiyasa Business and Shariah Entrepreneurship Director, The National Committee for Sharia Economics and Finance (KNEKS), Indonesia
• Afdhal Aliasar Senior Partner, Dinar Standard
• Low Ngai Yuen, Chief Merchandise and Marketing Officer, AEON Group
Moderator:
Jay Khairil Jeremy Abdullah
CEO, Bank Simpanan Nasional
Panelist 1
Dafinah Ahmed Hilmi
CEO, Hong Leong Islamic Bank Berhad
Panelist 2
Dr. Mohd Afzanizam Abdul Rashid
Chief Economist & Social Finance, Bank Muamalat Malaysia Berhad
Panelist 3
Dr. Hurriyah El Islamy
Chief Executive Officer & Founder,
HGC Firm, Indonesia
Panelist 5
Low Ngai Yuen
Chief Merchandise and Marketing Officer, AEON Group
1700
End of Day One
Afternoon Tea Break
0900
Special Presentation 3
GLOBAL SUKUK OUTLOOK 2025
Presenter:
Bashar Al Natoor
Global Head Islamic Finance, Fitch Ratings (online)
0915
Special Presentation 4
SHARIAH COMMITTEE SUCCESSION PLAN INITIATIVE (SCSPI) :
CONTINUOUS LEGACY OF SHARIAH EXPERTS IN ISLAMIC FINANCE
Presenter:
Makhtar Abdullah
CEO, Association of Shariah Advisors in Islamic Finance (ASAS)
Chairperson:
Ahmad Anas Fadzil
Associate Director, Amanie Advisors
Chairperson:
Ahmad Anas Fadzil
Associate Director, Amanie Advisors
0930
Session 4
DRIVING SUKUK FOR SUSTAINABLE IMPACT AND GROWTH
This session highlights the role of Global Sukuk issuance in fostering sustainable impact and growth. It explores how Sukuk financed projects can deliver lasting benefits and drive economic growth. Additionally, it examines and recommends valuable strategies to align Sukuk with sustainability goals and Maqasid Shariah Framework, offering insights into its role in fostering global impact.
Moderator: Sharifatul Hanizah Said Ali Executive Director, Islamic Capital Market Development, Securities Commission Malaysia
Panelists:
• Dr. Ayaz Ismail Director, Wholesale Banking, CIMB Islamic
• Prof. Dr. Engku Rabiah Adawiah Deputy Chairman, Shariah Advisory Council of Bank Negara Malaysia and Securities Commission Malaysia
• Syamsul Azuan Ahmad Fauzi CEO, Public Islamic Bank
• Dr. Mohamad Damak Global Head of Islamic Finance, Standard & Poor’s Global Ratings, Dubai UAE
Moderator:
Sharifatul Hanizah Said Ali
Executive Director, Islamic Capital Market Development, Securities Commission Malaysia
Panelist 1:
Dr. Ayaz Ismail
Director, Wholesale Banking, CIMB Islamic
Panelist 2:
Prof. Dr. Engku Rabiah Adawiah
Deputy Chairman, Shariah Advisory Council of Bank Negara Malaysia and Securities Commission Malaysia
Panelist 3:
Syamsul Azuan Ahmad Fauzi
CEO, Public Islamic Bank
Panelist 4:
Dr. Mohamad Damak
Global Head of Islamic Finance, Standard & Poor’s Global Ratings, Dubai UAE
Panelist 5:
Suhaida Mahpot
CEO, Amanie Advisors
1045
Morning Tea Break
1115
Special Presentation 4
ISLAMIC FINANCE DEVELOPMENT INDICATOR OUTLOOK
Presenter:
Mustafa Adil
Head of Islamic Finance, London Stock Exchange Group, UK
Chairperson:
Prof. Datin Dr. Rusni Hassan
Dean, IIUM Institute of Islamic Banking and Finance (IIiBF)
Chairperson:
Prof. Datin Dr. Rusni Hassan
Dean, IIUM Institute of Islamic Banking and Finance (IIiBF)
1130
Session 5
ENHANCING ISLAMIC FINANCE PRODUCTS THROUGH INNOVATION
In this session, panelists will explore the latest efforts to innovate and enhance financial products and instruments, spanning diverse Shariah-compliant options, tech integration for efficiency, risk management tools, green finance advocacy, regulatory support, and sustainability initiatives. Collaboration with all major stakeholders in the industry is crucial for meeting evolving customer needs while upholding Islamic principles and achieving the industry’s business goals.
Moderator: The Hon. Justice Dr. Johan Lee Kien How High Court Judge of Kuala Lumpur
Panelists
• Dato’ Paduka Syed Mashafuddin Syed Badarudin CEO, AFFIN Islamic Bank
• Dr. Salim Al-Ali Shariah Advisor, Abu Dhabi, UAE
• Bilal Parvaiz CEO, Standard Chartered Saadiq
• Kemal Rizadi Arbi Advisor, Oman Financial Services Authority / Board Member, Securities Commission Malaysia
• Ahmed Ali Siddiqui Head, Shariah Compliance, Meezan Bank, Pakistan (online)
Moderator:
The Hon. Justice Dr. Johan Lee Kien How
High Court Judge of Kuala Lumpur
Panelist 1:
Dato’ Paduka Syed Mashafuddin Syed Badarudin
CEO, Affin Islamic Bank Berhad
Panelist 2:
Dr. Salim Al-Ali
Shariah Advisor, Abu Dhabi, UAE
Panelist 3:
Bilal Parvaiz
CEO, Standard Chartered Saadiq
Panelist 4:
Kemal Rizadi Arbi
Advisor, Oman Financial Services Authority / Board Member, Securities
Commission Malaysia
1230
Lunch And Networking
1430
Session 6
STRENGTHENING THE LANDSCAPE OF SOCIAL IMPACT INVESTING:
OPPORTUNITIES AND CHALLENGES
This session explores how social impact investing, along with its opportunities, challenges, and connections, contributes to driving growth in Islamic finance. It offers insights into the evolving landscape and implications for business stakeholders and the national economy.
Moderator:
Dato’ Prof. Dr. Noor Inayah Ya’akub, President & Vice Chancellor Infrastructure University & Chairman Amanah Raya Trustee, Board Member Bank Islam Malaysia Bhd
Panelists:
• Tunku Danny Nasaifuddin Mudzaffar Founder, MicroLeap
• Shahariah Shaharudin President, Saturna Malaysia
• Lim Say Cheong CEO, Saudi Venture Capital Investment Company, Saudi
• Fares Zahir CEO, Xeraya Capital
• Dima Djani CEO & Founder, Hijra
Moderator:
Dato’ Prof. Dr. Noor Inayah Ya’akub
President & Vice Chancellor Infrastructure
University & Chairman Amanah Raya Trustee, Board Member Bank Islam Malaysia Bhd
Panelist 1:
Tunku Danny Nasaifuddin Mudzaffar
Founder, microLEAP
Panelist 2:
Shahariah Shaharudin
President, Saturna Malaysia
Panelist 3:
Lim Say Cheong
CEO, Saudi Venture Capital Investment Company, Saudi
Panelist 4:
Fares Zahir
CEO, Xeraya Capital
Panelist 5:
Dima Djani
CEO & Founder, Hijra
1530
Session 7
LEVERAGING DIGITALIZATION AND AI FOR ADVANCING
SUSTAINABLE PRACTICES IN ISLAMIC FINANCE
This topic delves into how AI drives innovation in Islamic finance, influencing decision-making and product development to facilitate sustainable growth through digitalization and fintech spectrum. It highlights AI’s potential to advance sustainable finance within the Islamic financial ecosystem.
Moderator: Rizal IL-Ehzan Fadil Azim CEO, Alliance Islamic Bank
Panelists:
• Nurul Izza Idris Director, Islamic Finance Department, Bank Negara Malaysia
• Umar Munshi Founder, Ethis Global & Managing Partner, HASAN.VC
• Ts. Dr. Othman Abdullah CEO, Islamic Finance, Silverlake
• Daeng Termizi COO & Co-Founder, Kestrl, United Kingdom
• Khairul Nisa Ismail CEO, SEDANIA As Salam Capital
Moderator:
Rizal IL-Ehzan Fadil Azim
CEO, Alliance Islamic Bank
Panelist 1:
Nurul Izza Idris
Director, Islamic Finance Department, Bank Negara Malaysia
Panelist 2:
Mohd Akhtaar
Head of Accelerator and Partner at HASAN.VC
Panelist 4:
Daeng Termizi
COO & Co-Founder, Kestrl, United Kingdom
Panelist 5:
Khairul Nisa Ismail
CEO, SEDANIA As Salam Capital
1645
Session 8
LATEST INSIGHTS INTO GLOBAL SHARIAH RULINGS
• Latest Global Shariah Rulings
• AAOIFI Sukuk Standards Updates
• Global Standards in the Halal Industry
Moderator: Datuk Prof. Dr. Mohamad Akram Laldin Member of Shariah Advisory Council of Bank Negara Malaysia and Professor at INCEIF
Panelists:
• Prof. Dato’ Dr. Aznan Hasan Institute of Islamic Banking and Finance (IIiBF) & Chairman, Shariah Advisory Council of Securities Commission Malaysia
• Prof. Dr. Engku Rabiah Adawiah Deputy Chairman, Shariah Advisory Council of Bank Negara Malaysia and Securities Commission Malaysia
• Sheikh Esam Ishaq Shariah Scholar, Bahrain
• Dr. Salim Al-Ali Shariah Advisor, Abu Dhabi, UAE
• Dr. Mufti Yousuf Sultan Member of SAC, Bangladesh Securities & Exchange Commission
Moderator:
Datuk Prof. Dr. Mohamad Akram Laldin
Member of Shariah Advisory Council of Bank Negara Malaysia and Professor at INCEIF
Panelist 1:
Prof. Dato’ Dr. Aznan Hasan
Institute of Islamic Banking and
Finance (IIiBF) & Chairman,
Shariah Advisory Council of Securities Commission Malaysia
Panelist 2:
Prof. Dr. Engku Rabiah Adawiah
Deputy Chairman, Shariah
Advisory Council of Bank
Negara Malaysia and Securities
Commission Malaysia
Panelist 3:
Sheikh Esam Ishaq
Shariah Scholar, Bahrain
Panelist 4:
Dr. Salim Al-Ali
Shariah Advisor, Abu Dhabi, UAE
Panelist 5:
Dr. Mufti Yousuf Sultan
CEO & Founder, Hijra
Founder & CEO, Adl Advisory
1745
CLOSING REMARKS
Y.M Tengku Dato’ Seri Hasmuddin Tengku Othman
Managing Partner, Messrs. Hisham Sobri & Kadir
End of Day One
0830
Pendaftaran para tetamu dan peserta
0915
Sesi 1
Trend Dan Isu-Isu Semasa Terhadap Ketetapan Syariah Dalam Kewangan
Global (Bahasa Arab)
• Piawaian Sukuk AAOIFI
• Tatacara penerbitan Sukuk Wakalah bil Khadamat (Agensi Perkhidmatan)
• Kesan Piawaian Syariah terhadap amalan institusi kewangan Islam
• Keperluan piawaian global dalam Industri Halal
Moderator
Prof. Dr. Engku Rabiah Adawiah Timbalan Pengerusi, Majlis Penasihat Syariah, Bank Negara Malaysia dan Suruhanjaya Sekuriti Malaysia
Panelis
1. Sheikh Esam Ishaq Penasihat Syariah, Bahrain
2. Prof. Dato’ Dr. Aznan Hasan Institut Perbankan dan Kewangan Islam, UIAM & Pengerusi, Majlis Penasihat Syariah Suruhanjaya Sekuriti Malaysia
3. Dr. Salim Al-Ali Penasihat Syariah, UAE
4. Datuk Prof. Dr. Mohamad Akram Laldin Ahli, Majlis Penasihat Syariah, Bank Negara Malaysia dan Professor di INCEIF
5. Dr. H. Oni Sahroni Anggota Dewan Pengawas Syariah, Bank Syariah Indonesia
Moderator
Prof. Dr. Engku Rabiah Adawiah
Timbalan Pengerusi, Majlis Penasihat Syariah, Bank Negara Malaysia dan Suruhanjaya Sekuriti Malaysia
Panelis
Sheikh Esam Ishaq
Penasihat Syariah, Bahrain
Panelis 2
Prof. Dato’ Dr. Aznan Hasan
Institut Perbankan dan Kewangan Islam, UIAM & Pengerusi, Majlis Penasihat Syariah Suruhanjaya Sekuriti Malaysia
Panelis 3
Dr. Salim Al-Ali
Penasihat Syariah, UAE
Panelis 4
Datuk Prof. Dr. Mohamad Akram Laldin
Ahli, Majlis Penasihat Syariah, Bank Negara Malaysia dan Professor di INCEIF
1030
Minum Pagi
1045
Sesi 2
Mengurus Ketidakpatuhan Syariah (SNC) Dalam Instrumen Kewangan
Islam
• Isu-Isu yang menjadi ketidakpatuhan Syariah (SNC) dalam kewangan Islam
• Punca Ketidakpatuhan Syariah (SNC) dalam Instrumen Kewangan Islam
• Kesan Ketidakpatuhan Syariah (SNC) terhadap Institusi Kewangan Islam (IFI
• Ketidakpatuhan Syariah (SNC) dalam Dokumen Polisi Hajah & Dharurah
• Cadangan Strategi & Pembetulan Ketidakpatuhan Syariah (SNC)
Moderator
Yang Arif Dr. Mohammad Johan Lee Hakim Mahkamah Tinggi, Kuala Lumpur
Panelis
1. Ustaz Burhanuddin Lokman Ahli Majlis Penasihat Syariah Bank Negara Malaysia
2. Ustaz Ahmad Suhaimi Yahya Ketua Serantau, Penasihatan Syariah dan Tadbir Urus, CIMB Islamic Bank
Pengulas
Prof Dr Engku Rabiah Adawiah Timbalan Pengerusi, Majlis Penasihat Syariah Bank Negara Malaysia dan Suruhanjaya Sekuriti Malaysia
Moderator
YA Dr. Mohammad Johan Lee
Hakim Mahkamah Tinggi, Kuala Lumpur
Pengulas
Prof. Dr. Engku Rabiah Adawiah
Timbalan Pengerusi, Majlis Penasihat Syariah, Bank Negara Malaysia dan Suruhanjaya Sekuriti Malaysia
1200
Majlis Pembukaaan
Dihoskan Oleh:
UCAPAN PEMBUKAAN
KATA ALUAN
Tan Sri Dr. Mohd Daud Bakar
Pengerusi, Kumpulan Amanie
UCAPAN PEMBUKAAN
Y.B Senator Dato’ Setia Dr. Haji Mohd Na’im Haji Mokhtar
Menteri di Jabatan Perdana Menteri (Hal Ehwal Agama) Malaysia
Tan Sri Dr. Mohd Daud Bakar
Pengerusi, Kumpulan Amanie
Y.B Senator Dato’ Setia Dr. Haji Mohd Na’im Haji Mokhtar
Menteri di Jabatan Perdana Menteri (Hal Ehwal Agama) Malaysia
1245
Makan Tengahari
1400
Sesi 3
Isu-Isu Syariah Dalam Produk-Produk Perbendaharan Dalam Kewangan Islam
• Pematuhan prinsip Syariah dalam pembangunan produk perbendaharaan Islam
• Prinsip Syariah yang mengawal pengurusan risiko dan pertukaran asing
• Isu Syariah yang berkaitan penstrukturan untuk ke hadapan Forex Islam, Swap Forex Islam dan swap mata wang silang
• Aplikasi Lindung nilai (Tahawwut) berbanding spekulasi (Talaaub)
• Konsep utama Waad (janji) dan Tawarruq (Murabahah Komoditi)
Moderator
Prof Dr Rusni Hasan Dekan, Institut Perbankan dan Kewangan Islam, Universiti Islam Antarabangsa Malaysia (UIAM)
Panelis
1. Prof. Madya Dr. Mohamed Fairooz Abdul Khir Pengerusi Jawatankuasa Syariah, CIMB Islamic
2. Prof Madya Dr. Kamaruzaman Noordin Pengerusi Jawatankuasa Syariah, Affin Islamic Bank
Pengulas:
Jumadi Kadir Ketua Pegawai Shariah Kumpulan SME Bank
Moderator
Prof Dr Rusni Hasan
Dekan, Institut Perbankan dan Kewangan Islam, Universiti Islam Antarabangsa
Malaysia (UIAM)
Panelis
Prof. Madya Dr. Mohamed Fairooz Abdul Khir
Pengerusi Jawatankuasa Syariah, CIMB Islamic
Panelis 2
Prof Madya Dr. Kamaruzaman Noordin
Pengerusi Jawatankuasa Syariah, Affin Islamic Bank
Pengulas
Jumadi Kadir
Ketua Pegawai Shariah Kumpulan SME Bank
1515
Sesi 4
IMPLIKASI DHARURAH DAN HAJAH DALAM OPERASI KEWANGAN
ISLAM
• Peraturan dan amalan semasa parameter hajah dan darurah dalam kewangan Islam
• Aplikasi Dharurah dan Hajah bagi memperkukuhkan operasi kewangan Islam
• Cadangan menangani isu-isu Syariah dalam membuat keputusan mengenai aplikasi hajah dan darurah.
Moderator
Sahibus Samahah Prof. Dato’ Dr. Asmadi Mohamed Naim Mufti Pahang
Panelis
1. Ustaz Muhammad Izzam Mohd Khazar Timbalan Pengarah, Jabatan Kewangan Islam, Bank Negara Malaysia
2. Dr Azrul Azlan Iskandar Mirza Timbalan Pengarah dan Ketua Jabatan Shariah Pembangunan Pasaran Modal Islam, Suruhanjaya Sekuriti Malaysia
Pengulas
Dr. Marjan Muhammad Ahli Majlis Penasihat Syariah Bank Negara Malaysia dan Suruhanjaya Sekuriti Malaysia
Moderator
Sahibus Samahah Prof. Dato’ Dr. Asmadi Mohamed Naim
Mufti Pahang
Panelis
Ustaz Muhammad Izzam Mohd Khazar
Timbalan Pengarah, Jabatan Kewangan Islam, Bank
Negara Malaysia
Panelis 2
Dr Azrul Azlan Iskandar Mirza
Timbalan Pengarah dan Ketua Jabatan Shariah Pembangunan
Pasaran Modal Islam, Suruhanjaya Sekuriti Malaysia
Pengulas
Dr. Marjan Muhammad
Ahli Majlis Penasihat Syariah Bank Negara Malaysia dan Suruhanjaya
Sekuriti Malaysia
1630
Sesi 5
Isu-Isu Syariah Dalam Produk Takaful Dan Retakaful
• Aplikasi strategi dengan perubahan pasaran pematuhan Syariah
• Pemakaian keperluan Syariah dalam mudarabah dalam perniagaan Takaful
• Isu Dan Cabaran Pembiayaan Takaful Mikro
Moderator
Dr. Suhaimi Mohd Yusof Felo Kehormat Kanan, Universiti Islam Antarabangsa Sultan Abdul Halim Mu’adzam Shah (UniSHAMS)
Panelis
1. Dr Akhtarzaite Aziz Pengerusi, Jawatankuasa Syariah Maybank Islamic dan Ahli, Majlis Penasihat Syariah Suruhanjaya Sekuriti
2. Dr. Ahmad Sufian Che Abdullah Pengerusi, Jawatankuasa Syariah, Syarikat Takaful Malaysia Keluarga Berhad
Pengulas
Prof. Dr. Amir Shaharuddin Pengerusi, JK Syariah Hong Leong MSIG Takaful
Moderator
Dr. Suhaimi Mohd Yusof
Felo Kehormat Kanan, Universiti Islam Antarabangsa Sultan Abdul Halim
Mu’adzam Shah (UniSHAMS)
Panelis
Dr Akhtarzaite Aziz
Pengerusi, Jawatankuasa Syariah Maybank Islamic dan Ahli, Majlis
Penasihat Syariah Suruhanjaya Sekuriti
Panelis 2
Dr. Ahmad Sufian Che Abdullah
Pengerusi, Jawatankuasa Syariah, Syarikat Takaful Malaysia
Keluarga Berhad
Pengulas
Prof. Dr. Amir Shaharuddin
Pengerusi, JK Syariah Hong Leong MSIG Takaful
1745
Tamat
Minum Petang
